Hurricane damage can be complex, involving wind, rain, and structural issues. Insurance adjusters are trained to protect the insurer’s interests, which means they may undervalue certain losses or fail to recognize hidden damage.
Adjusters often underestimate roof damage, water intrusion, and interior repairs. Some losses, like mold or structural weakening, may not be immediately visible, requiring professional documentation to be recognized by your insurer. Knowing your policy’s limits, exclusions, and coverage details is crucial to avoid gaps in compensation.
To protect yourself, consider obtaining independent inspections and detailed repair estimates. Keep thorough records of all communications and damages. Being proactive ensures that you are not left with underpaid claims and allows you to advocate effectively for a fair settlement.
