AREAS OF PRACTICE 

Catastrophic Claims Legal Group PLLC represents homeowners, commercial property owners, and injury victims in property damage, storm loss, commercial insurance disputes, fire and water claims, bad faith insurance cases, car accidents, and catastrophic injury matters.

Insurance companies frequently deny, delay, or undervalue legitimate claims. We aim to build strong, evidence-backed cases that stand up to insurer scrutiny and secure the full compensation our clients are owed.

Below is an overview of our primary practice areas. Each category is expanded in detail on individual blog pages.

PROPERTY DAMAGE INSURANCE CLAIMS 

Property damage claims form the core of our practice. We represent policyholders facing:

  • Roof, siding, and exterior damage
  • Interior water intrusion
  • Structural movement or collapse
  • Fire, smoke, and soot damage
  • Long-term or hidden damage
  • HVAC, electrical, and plumbing failures

Insurance companies often misclassify legitimate storm or water losses as wear and tear, age, or maintenance issues. We challenge these findings through thorough documentation, expert collaboration, and strategic advocacy.

We assist with new claims, underpaid claims, denied claims, reopened claims, and supplemental claims.

 

STORM & WEATHER DAMAGE CLAIMS

Storm losses are some of the most aggressively disputed claims in the country. We represent clients affected by:

  • Hurricanes
  • Tornadoes
  • Hail
  • Straight-line winds
  • Severe thunderstorms
  • Lightning-related damage

Insurers frequently downplay storm severity, claim impacts are “cosmetic,” or blame damage on pre-existing conditions. We work with engineers, estimators, and forensic experts to prove causation and full scope.

FIRE & WATER DAMAGE CLAIMS 

Fire and water losses often involve extensive hidden damage that insurers overlook.

 We handle:

  • Electrical and attic fires
  • Smoke and soot infiltration
  • Kitchen and structural fires
  • Burst pipes and plumbing failures
  • HVAC leaks
  • Flooding and interior saturation
  • Mold caused by insurer delay

These cases require accurate scope development, full remediation documentation, and strategic negotiation to ensure proper rebuilding and restoration.

 

COMMERCIAL PROPERTY & BUSINESS LOSS CLAIMS

Commercial insurance disputes are high-complexity, high-stakes matters requiring advanced evaluation and coordination.

We Handle All Types of Commercial Property Damage Claims:

  • Roof, structural, and building system failures

  • Water, fire, smoke damage

  • Equipment, inventory, and contents damage

  • Business interruptions

  • Storm damage from hail, wind, tornadoes, and hurricanes

 

Types of Properties We Work With:

  • Retail stores

  • Restaurants and hotels

  • Apartment buildings and multi-family properties, condo complexes

  • Industrial and warehouse facilities

  • Office buildings

  • Shopping centers

  • Mixed-use properties

  • Agricultural buildings

Note: Insurers often underestimate commercial losses, miscalculate business interruption periods, or overlook delay inspections.

We ensure that losses are properly documented and valued.

CATASTROPHIC PROPERTY LOSS 

Catastrophic losses involve major destruction caused by storms, fires, hurricanes, tornadoes, structural collapse, or widespread water intrusion.

We assist with:

  • Total or constructive total losses
  • Multi-building and portfolio-wide claims
  • Large residential losses
  • HOA, condo, and commercial campus losses
  • Debris removal and hazardous material issues
  • Code upgrades (ordinance & law)

These matters require highly coordinated evidence development and strong legal advocacy due to the scale of loss and insurer resistance.

 

PERSONAL INJURY & CAR ACCIDENTS

In addition to property cases, we represent individuals injured in serious accidents, including:

  • Rear-end and high-speed collisions
  • Multi-vehicle crashes
  • Drunk and distracted driving accidents
  • Rideshare incidents
  • Commercial vehicle crashes
  • Wrongful death

We work directly with medical providers and experts to document injuries, treatment needs, long-term effects, and financial impact.

CATASTROPHIC INJURIES 

We handle cases involving life-altering injuries such as:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries and paralysis
  • Severe burns and disfigurement
  • Amputations
  • Permanent disability

These cases require detailed medical analysis, life-care planning, economic projections, and comprehensive legal strategy.

 

BAD FAITH INSURANCE CLAIMS

Insurance companies must handle claims honestly and fairly. When they fail to do so — through unreasonable delays, lowball offers, misrepresenting policy terms, or improper denials — they may be acting in bad faith. Bad faith claims can allow for:
  • Additional damages
  • Penalties and interest
  • Attorney’s fees
  • Extra-contractual damages
  • In some states, punitive damages
We investigate claim files, adjuster notes, engineering reports, correspondence, and timelines to hold insurers accountable.

READY FOR HELP WITH YOUR CLAIM?

Whether you’re facing a new claim, an underpayment, a denial, or a major commercial or catastrophic loss, we are ready to help.

Request a free claim review, we will explain how the process works, and let you know whether we can help you move forward.